3 Year Installment Loan, $3000, Anchorage, AK, Credit Score 300-350

See all 3 Year Loans, 3000-5000 Loans, Alaska Loans, Bad Credit Loans, Credit Score 300-350, Installment Loans

This is our first loan submission here at Typoloan.com, and we are showing a loan that was applied for and approved for $3000, over a period of three years, and with reasonable monthly installment payments. This borrower is from Alaska and works at the airport. They’ve had a steady job for over three years (at the time of this submission).

This applicant had a bad credit rating because of various financial problems in her past, and really needed to get a quick loan to get things back under control. This young woman is a single mother who has two children she is raising (a three-year-old boy, and two-year-old girl), as her husband passed away from a freak accident on a canoe trip. The tragedy has left her devastated and she really needs a little bit of cash injection to get a few things looked after such as rent, car payments, utilities, and food.

You can read about this loan below.

Where: 3 Year Installment Loan, $3000, Anchorage, AK, Credit Score 300-350

Like I said above, this loan was applied for from Anchorage Alaska and this applicant works at the Ted Stevens Anchorage International Airport. She’s been working there for three years and really likes her job. Her mother does free day care for her children when she is working which helps out quite a bit. Her mother lives in a suburb of Anchorage known as Abbott Loop and has been living there for over 15 years.

This is where we see that this borrower at least has something going for her in regards to family support, and unfortunately we see a lot of applicants who don’t have any kind of family support whatsoever. Regardless though, her mother couldn’t afford to lend her $3000, so she turned to a private lender.

Right now she is living in an apartment not far from the Anchorage airport, near Sand Lake, and really likes the location because she can walk to work. She is making about $2500 a month and this is enough to look after the family – food, and all the other daily expenses. Now we will get into the purpose of this loan.

Purpose: 3 Year Installment Loan, $3000, Anchorage, AK, Credit Score 300-350

The purpose of this $3000 loan is so that she can pay off some debt she has on her credit cards because of the fact that her car (old Ford Bronco) broke down and she had to get some repairs made. This really left her behind on her bills and rent and she has to get some money to pay off the mechanics at the shop where she got it fixed. She got her transmission work done over and Wayne’s Certified Auto Repair, and she had to put all of the labor and parts expenditures on her Visa Card and her American Express card. Now she wants to get rid of the high interest debt.

Amount: 3 Year Installment Loan, $3000, Anchorage, AK, Credit Score 300-350

The amount of this loan is $3000 and she wants to pay this loan back over a three year period with easy monthly installments, and she wants to have an APR that is not ridiculous. She doesn’t want any payday loans or anything like that. She wants to have a lender that is not abusive or predatory, but unfortunately her fico score (which we get into below) is not very good. She was sort of between a rock and a hard place.

Often we get applicants looking for $3000 loans, and quite a few people looking for $4000 and $5000 loans as well. It’s simply because a lot of these online lenders won’t approve loans for over $1000 (or ever $300). So we have to find a lender for her in Alaska who would look after her with this short term installment type loan. She used our application form and you can see her actual words from the pre-app at the bottom of this post.

One of the things that’s hard to find sometimes is a lender who will provide a basic installment loan for a two or three year period, with a low interest rate and flexible pay back options. Now we get into the credit score issues of this applicant.

FICO: 3 Year Installment Loan, $3000, Anchorage, AK, Credit Score 300-350

Our applicant was looking for a loan in Alaska and was trying not to use just any online provider because she was afraid of getting ripped off or scammed by some predatory lender. She was wise in being cautious about her choice. She ended up using our pre-application (below) because she really didn’t have any other choices to speak of. Her credit score was 323 at the time of the pre-app, which put her into the category of “extremely high risk” as a borrower, and the lenders can be really tough on people with credit scores between 300 and 350.

She is working to get her credit score improved but the problem is that it takes awhile before you can get your fico number back up into a more desirable range. So because of this high risk loan stigma, she filled out the pre-app on this site so she could be considered by one of our over 300 lenders. She was ecstatic when she found out that she was going to get approved, but a little bit concerned that the interest rate was 15%. Two days after she was approved by the first lender, she got an e-mail from another lender who offered her a 12% interest rate on the loan so she went with that.

Below we see her actual words from the pre-app.

Borrower’s Words from Application Request

(Note: please excuse typos and grammatical errors as this was paraphrased from a telephone transcript and emails)

 

Hi my name is Sheila and I really need to get a loan badly. I have 2 mouths to feed because my kids are little now and I have to get a loan as soon as possible. My car broke down and I had my transmission fixed and I had to put all of the money on my credit cards which is left me really behind on my bills. I am afraid to get evicted so you please help me and maybe get me a loan with one of your lenders. I am really desperate for this loan and I have nowhere else to go. My mother has no money, and my father passed away when I was young. I live in Anchorage Alaska and I work at the airport and I have a full-time job. I can assure you that I am fair and I am honest and I can give you money every month for payments and I would like to make all these payments over a three-year. Please. I am really honest person and I can come through with the money for you just like we agree in any kind of contract we signed together. I have references that you can use for me and they will vote sure that I am a good person who makes all my payments and I am honest.

I would really like to talk to one of your lenders and perhaps get approved for a loan. I have a bad credit score of 323 rate now so I don’t know if you can help me or not. I’m just asking, because I have nowhere else to turn. I am almost begging you to get approved for this loan and I know that I will be paying an interest rate that is an ideal, but I require this money as soon as possible. I have to pay off all my credit cards including my visa and my AMEX card. For the sake of my children and their well-being please come through on this loan for me and like I said I will promise to pay all of the payments.

$3000 is all I need, but if you could even limit $2000 that would really help as I have to pay down my credit cards quickly. It makes me very nervous when I have credit card debt this high and I’ve never had this kind of debt before so I would really like to get a loan with you. I have tried all of the banks in Anchorage and I don’t think there’s any banks in Alaska that would approve me for loan with my credit rating so I look forward to hearing from you and thanks for everything.

Borrower’s Words After Approval

 

Thank you for helping me out! I was approved in three days with one of your lenders and I even had two lenders talk to me. Interest rate isn’t as low as I wanted, but at least this is helping me out, and the costs are less than my credit cards. So this really worked out for me and you really saved my bacon this time. I will recommend you to all my friends thank you so much!


79 Loan Applications

  1. Alex applied for the following loan:

    I need to fix our roof, and some other foundation issues we are having, and I don’t have any free cash to use for these repairs. This is sort of an emergency because our roof is leaking. I’m embarrased with my wife and kids that I have not got it fixed yet, and there is no way I am going to tell them that I squandered our “emergency money” gambling online – please help me out and I will pay you all the money back with monthly payments. No loan sharks please.
    City: Eagle River
    Zip: 99577
    Credit Score(s)?: 432
    Loan Amount: $10000
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: plumber and make between 4000-5000 per month, and have second business that makes $2000 a month
    Mo. payment you can afford?: $800-$900
    How You Found Us?: Magazine
    Purpose of loan?: repairs house improvement
    State: Alaska

    Sunday, October 21, 2012 at 7:47 pm | Permalink
  2. Sandra applied for the following loan:

    Need to consolidate all of my credit cards. I have 5 credit cards that are getting out of control and three of them are maxed out. Please help me get approved with your lenders soon!
    City: Anchorage
    Zip: 99501
    Credit Score(s)?: 382
    Loan Amount: $5000
    Your Bank (will NOT contact): First National Bank of Alaska
    Income Source(s)? Explain Please.: Works babysitting and waitressing - make around $2200 a month total after tips
    Mo. payment you can afford?: $350-$400
    How You Found Us?: Google
    Purpose of loan?: credit card consolidation
    State: Alaska

    Sunday, October 21, 2012 at 8:04 pm | Permalink
  3. Allison applied for the following loan:

    Single mother- child’s father walked out of his life and need money to get lawyer to take him to court and enforce child support and need extra money to pay for child cAre while I work
    City: Greenwood
    Zip: 29646
    Credit Score(s)?: 525/ divorce
    Loan Amount: 1500
    Your Bank (will NOT contact): Countybank
    Income Source(s)? Explain Please.: I work full time at internal medicine Lauren's as a medical assistant- 2000 monthly gross income
    Mo. payment you can afford?: 50
    How You Found Us?: Google
    Purpose of loan?: Lawyer fees/car repair
    State: Sc

    Thursday, November 1, 2012 at 3:21 am | Permalink
  4. Stephanie applied for the following loan:

    I had just gotten back on my feet and then lost a job and was laid off for 2 months and got behind on everything. Now I need to catch everything up. I really need to get this loan as soon as possible to keep my house and my keep my utilities on.
    City: Hilliard
    Zip: 43026
    Credit Score(s)?: 449/my ex ruined my credit
    Loan Amount: 4000.00
    Your Bank (will NOT contact): JP Morgan & Chase
    Income Source(s)? Explain Please.: I am employed with a great company and make good money.
    Mo. payment you can afford?: 200.00
    How You Found Us?: Google
    Purpose of loan?: I need to pay up my back bills.
    State: Ohio

    Wednesday, November 7, 2012 at 6:53 pm | Permalink
  5. Stephanie applied for the following loan:

    I left an abusive relationship and finally got on my feet. He messed my credit up and cut up all my clothes. My job relocated so I was off work for 2 months. I got behind on all my bills and I need help getting them caught up. I need about 4,000.00 to catch everything up. I am looking for someone to help me. Someone that believes in second chances. I can and will pay every dime back. I am in a really bad spot and need someone who believes that good honest people still exist!!!
    City: Hilliard
    Zip: 43026
    Credit Score(s)?: 449/ ex ruined my credit
    Loan Amount: 4,000.00
    Your Bank (will NOT contact): JP Morgan & Chase
    Income Source(s)? Explain Please.: Debthelp Inc,
    1938.00 monthly

    Mo. payment you can afford?: 200.00
    How You Found Us?: Google
    Purpose of loan?: Need to Catch up Back Bills
    State: Ohio

    Wednesday, November 7, 2012 at 6:58 pm | Permalink
  6. Stephanie applied for the following loan:

    I left an abusive relationship and finally got back on my feet. I worked really hard to get my own nice place. My job relocated and I was laid off for 2 months. All my bills got behind. I am at risk of getting evicted and my lights being shut off. I have worked too hard to lose everything and I really help to keep what I have worked for. I have tried everything including organizations, churches, and everything else. This is my final step. I don’t know what to do if this won’t work. Please help me!! Thanks!
    City: Hilliard
    Zip: 43026
    Credit Score(s)?: 449/ My ex ruined my Credit
    Loan Amount: 4,000.00
    Your Bank (will NOT contact): JP Morgan & Chase
    Income Source(s)? Explain Please.: DebtHelp Inc
    1939.00 per month

    Mo. payment you can afford?: 200-300
    How You Found Us?: Google
    Purpose of loan?: I have back bills that need caught up
    State: Ohio

    Wednesday, November 7, 2012 at 7:52 pm | Permalink
  7. Kim applied for the following loan:

    I need to pay a few unexpected bills. Electricity bill is first and foremost. Would also like to avoid some late charges and fees.
    City: Detroit
    Zip: 48226
    Credit Score(s)?: 500
    Loan Amount: 3000
    Your Bank (will NOT contact): DFCU
    Income Source(s)? Explain Please.: Work full time for 5+ years at law firm. Make approx $55k per year.
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: Pay bills
    State: Michigan

    Thursday, November 8, 2012 at 4:43 pm | Permalink
  8. NaTasha applied for the following loan:

    I have a 1998 Ford Expedition that has no shocks. My family and I “bump” and “bounce” everywhere we have to go. I have a pinched nerve in my back that gets more aggravated constitently. I have rent and other bills to pay and I am so afraid that I will not be able to get my six children anything for Christmas. Please help me if you can.
    City: Rosenberg
    Zip: 77471
    Credit Score(s)?: 532
    Loan Amount: 2000
    Your Bank (will NOT contact): JP Morgan Chase
    Income Source(s)? Explain Please.: SSI-$283
    Disablity-$436
    Child Support-$475

    Mo. payment you can afford?: 150
    How You Found Us?: Google
    Purpose of loan?: Car Repairs & Christmas
    State: Texas

    Sunday, November 11, 2012 at 5:28 pm | Permalink
  9. lora applied for the following loan:

    i am requesting an installment loan in the amount of 3000 dollars for 36 months. i am doing this on behalf of myself and my brother who is disabled and lives with me. he has COPD,arthritis.spinal problems as well asemotional issues( he is on various medications). i am 64 and on social security. i have recently had a recurrence of breast cancer.everthing seems to be going ok for now and i am most thankful. i have had a lumpectomy and now a complete mastectomy. i also suffer from fibromyalgia and thyroid disease. my brother and i share an apt. and joint bank account. i got behind onbills do to medicalproblems(bills,etc.) and got involved with payday loans until i cant stand it anymore. i am a nervous wreck and want nothing more than to pay all of that off and have 1 reasonable payment per month so i and my brother canbreathe a little easier and oversee our health with a little less stress in our lives. thank you for your time and consideration in this matter……ps…we have 3 rescue kitties we care for and deeply love who need vet attention.
    How You Found Us?: Google

    Thursday, November 15, 2012 at 6:44 am | Permalink
  10. judy applied for the following loan:

    PLEASE HELP ME – NO ONE WILL APPROVE ME FOR A LOAN -WHEN I WAS OUT OF WORK BEFORE I WAS APPROVED FOR S.S. DISABILITY-I INCURRED A LOT OF CREDIT DEBT BECAUSE I NEEDED TO BUY GROCERIES, MEDICINE,
    GAS, DR.BILLS, ETC I AM NOW RECIEVING BENEFITS AND I WOULD DESPERATLY LIKE TO HAVE ONE PAYMENT
    I HAVE 2 PAYDAY LOANS, AND 2 C.C.S -I AM STUCK IN A RUT HAVING TO RENEW THESE PAYDAY LOANS
    City: hendersonville
    Zip: 28792
    Credit Score(s)?: 660
    Loan Amount: 7500.00
    Your Bank (will NOT contact): BANK OF AMERICA
    Income Source(s)? Explain Please.: SOCIAL SECURITY DISABILITY
    1223.00 A MONTH

    Mo. payment you can afford?: 150.00
    How You Found Us?: Google
    Purpose of loan?: CONSOLIDATE
    State: nc

    Thursday, November 15, 2012 at 1:45 pm | Permalink
  11. Derek applied for the following loan:

    We got behind on our home loan, and we need the money to get caught up/avoid foreclosure.
    City: Canton
    Zip: 44706
    Credit Score(s)?: 515 - wife lost job and we fell behind on everything
    Loan Amount: 5000.00
    Your Bank (will NOT contact): Chase
    Income Source(s)? Explain Please.: I work full-time, and my wife is now working full time.
    Mo. payment you can afford?: 300
    How You Found Us?: Google
    Purpose of loan?: Save Home
    State: Ohio

    Thursday, November 15, 2012 at 4:02 pm | Permalink
  12. lora applied for the following loan:

    please review my posting as of yesterday.i aam at my wits end trying to juggle bills and payments and never being able to succeed. my health is of greatest importance as is my brothers. i know we would live and thrive and do well if we can receive the loan asked for. and you will get every dime back too. i need your help.
    City: georgetown
    Zip: 45121
    Credit Score(s)?: i dont know probably not very good
    Loan Amount: 3000
    Your Bank (will NOT contact): fifth third
    Income Source(s)? Explain Please.: 1798 per month household total fromsocial security and disability benefits.
    Mo. payment you can afford?: 150
    How You Found Us?: Google
    Purpose of loan?: bills/loans
    State: ohio

    Friday, November 16, 2012 at 4:36 am | Permalink
  13. judy applied for the following loan:

    i am #10 in line for a loan– how will i know if the loan has been approved or denied- if i can’t get the amount requested anything you can do to help me please would be appreciated–
    City: hendersonville
    Zip: 28792
    Credit Score(s)?: 660
    Loan Amount: 7500
    Your Bank (will NOT contact): bank of america
    Income Source(s)? Explain Please.: s.s. disability
    Mo. payment you can afford?: 150 - 200
    How You Found Us?: Google
    Purpose of loan?: consolidation
    State: nc

    Friday, November 16, 2012 at 3:10 pm | Permalink
  14. Steph applied for the following loan:

    I am a 31 year old woman who has been through hell and back. I was in an abusive relationship and left with my nephew who my sister left with me and never returned. We went to a shelter. I finally got us back on our feet with a nice place in hilliard. My job relocated and I was laid off for 2 months. I got behind on all my bills and I am on the verge of having to go back to the shelter and I dont want to do that. I have fought hard. I have gone to organizations and churches. My ex ruined my credit or else I would go to the bank. I am looking for help with a loan. I am not looking for a handout. I will repay it with 30-50% interest rate. I just really need help. I want to do right by my nephew he has autisim and he deserves to be comfortable and he deserves stability. I asked my dad to help me as a last hope and he said that he had the money but had better things to spend it on besides me and his grand son. Can you believe that. I just don’t know what else to do. I just need help and don’t know what else to do. I don’t want to lose everything that I have worked so hard for.
    City: Columbus
    Zip: 43227
    Credit Score(s)?: 500
    Loan Amount: 5000.00
    Your Bank (will NOT contact): JP Morgan & Chase
    Income Source(s)? Explain Please.: Employed 1939.00 per month
    Mo. payment you can afford?: 300.00
    How You Found Us?: Google
    Purpose of loan?: Pay back bills and help my newphew
    State: Ohio

    Tuesday, November 20, 2012 at 1:43 pm | Permalink
  15. Vincent applied for the following loan:

    Hello My name is Vincent and I live in Tempe AZ.

    I am trying to get the money to pay off a credit card lawsuit that has been filed against me for money that I owe them plus pay off my other credit card debts. I need the money before Nov-29 cause the lawsuit was delivered to me on Nov-09 and I only have 20 days from the delivery date of the lawsuit to pay the amount that I owe the creditor or it will go to court and I will have a judgemet on file in the court records against me. The creditor will then be able to garnish my wages and probally have the legal right to do other things as well to me. I am trying at all cost to avoid a judgement on file against me. I do not want a court record. I made some bad choices when I decided to apply for more the one credit card back a few years ago and I am now paying the price for those bad choices. I have been working for the same guard company for 16 years which shows that I am person who is willing to work in order to pay off my debts. I just need some help to make it easier for me to do this. This loan will enable me to pay of this lawsuit and put me on the road to paying off all my other debts as well. Part of them other debts include payday loans as well which is also a part of my bad choices. I really need it like my next breath of fresh air.

    Thanks for a least reading this far and I really need the help.

    Vincent
    City: Tempe
    Zip: 85281
    Credit Score(s)?: Equifax – 583, Experian – 532, TransUnion - 430
    Loan Amount: 7,000.00
    Your Bank (will NOT contact): Chase
    Income Source(s)? Explain Please.: Full Time Job as a Security Guard

    Paid Bi-Weekly

    1,478 Monthly
    Mo. payment you can afford?: 200.00
    How You Found Us?: Bing
    Purpose of loan?: Pay off debt
    State: AZ

    Thursday, November 22, 2012 at 4:52 pm | Permalink
  16. Joy applied for the following loan:

    I am currently behind on my payments on my loans after I lost my job in july and I am in need of a loan to get caught back on my bills and pay them off and have some finanical relief.
    City: Gainesville
    Zip: 30507
    Credit Score(s)?: 503 Fell behind on my bills due to unemployment
    Loan Amount: 15000
    Your Bank (will NOT contact): bb&t
    Income Source(s)? Explain Please.: employed make $11.00 per hour and work 40 hours a week
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: bill conslidation
    State: Georgia

    Friday, November 23, 2012 at 6:43 pm | Permalink
  17. Evangelina applied for the following loan:

    I am trying to move, I found a place where my baby can have her own room but i need to come up with the move in price. Also my car engine light keep coming on and have a leak I would like to put it in the shop for repairs. I have applied for every loan I can think of. No one approved me due to my credit. I can pay the money back, I just need a chance.
    City: Hollywood
    Zip: 33083
    Credit Score(s)?: 550
    Loan Amount: 3500
    Your Bank (will NOT contact): Space Coast Credit Union
    Income Source(s)? Explain Please.: School
    Military
    = 1500

    Mo. payment you can afford?: 250
    How You Found Us?: Google
    Purpose of loan?: Personal
    State: FL

    Sunday, December 23, 2012 at 12:52 am | Permalink
  18. Gabino applied for the following loan:

    I really really need financial help. This loan will bring me current on rent and utility bills and pay off a car title loan. I know as you view my credit history you wonder if it’s a positive investment. Well I think I deserve the opportunity, a second chance sort of to achieve financial stability. I don’t know where else to turn to and would greatly appreciate someone’s trust. I would like to pay in installments over a period that would equal payments of 300 to 350 per month. The other request is that I need the loan asap, in about a week. Please help.
    City: Banning
    Zip: 92220
    Credit Score(s)?: 545
    Loan Amount: 5800.00
    Your Bank (will NOT contact): Citibank
    Income Source(s)? Explain Please.: I receive SSD benefits in the amount of 1802.00 and 650.00 from rental to roommates.
    Mo. payment you can afford?: 300 to 350
    How You Found Us?: Google
    Purpose of loan?: To pay past due bills and a title loan on a vehicle
    State: CA

    Saturday, December 29, 2012 at 6:42 am | Permalink
  19. Michele applied for the following loan:

    I also need the money to catch up on bills my electric and gas bill ASAP
    City: Wellington
    Zip: 44090
    Credit Score(s)?: 560
    Loan Amount: 1000
    Your Bank (will NOT contact): Fifth third
    Income Source(s)? Explain Please.: I receive social security death benifts in the amount of 3000 per month.
    Mo. payment you can afford?: 250
    How You Found Us?: Google
    Purpose of loan?: Grocerys
    State: Ohio

    Wednesday, January 2, 2013 at 3:15 pm | Permalink
  20. Christina applied for the following loan:

    My fiance lost his job and we have fallen behind on bills like my car, rent and electric bills. He just found a job about a week ago but i need this to cover things just until he starts getting steady paychecks
    City: San Antonio
    Zip: 78254
    Credit Score(s)?: Bad
    Loan Amount: 700
    Your Bank (will NOT contact): Navy Federal Credit Union
    Income Source(s)? Explain Please.: I work at a bank which is my primary job that i earn a little over 2000 a month. I just picked up a second job. My fiance just found a job that would pay him 5000 monthly
    Mo. payment you can afford?: 500
    How You Found Us?: Google
    Purpose of loan?: Bills
    State: Texas

    Monday, January 7, 2013 at 2:39 pm | Permalink
  21. Christina applied for the following loan:

    My fiance lost his job and we have fallen behind on bills like my car, rent and electric bills. He barely just found a job about a week ago but wont receive any income from it until next month. So until then we need this loan until steady paychecks are coming in.
    City: San Antonio
    Zip: 78254
    Credit Score(s)?: Bad
    Loan Amount: 5000
    Your Bank (will NOT contact): Navy Federal Credit Union
    Income Source(s)? Explain Please.: I myself bring in over 2000 monthly and i just picked up another job that will bring in another 1000. My fiance when he finally starts getting paid in February will bring in about 5000 monthly
    Mo. payment you can afford?: 500-700
    How You Found Us?: Google
    Purpose of loan?: Bills
    State: Texas

    Tuesday, January 8, 2013 at 8:17 am | Permalink
  22. Ignacio applied for the following loan:

    Hello my name is Ignacio from San Antonio,

    I have lost my job and been out of work for 6 months. I have grown really behind on bills like car payment and rent. I did recently found a job but since i just started, i wont get my first paycheck for a couple of weeks. Im looking for this loan to help me out until then. Im also looking to get this at least by Jan 15th if not sooner. I can pay back immediately if need be and do a decent size monthly payments. I just someone to help out a guy and poor credit thats trying to fix his life.

    Thanks
    City: San Antonio
    Zip: 78254
    Credit Score(s)?: Poor
    Loan Amount: 4500
    Your Bank (will NOT contact): Navy Federal Credit Union
    Income Source(s)? Explain Please.: I just started a new job that allows me to bring home anywhere from 3000 to 8000 monthly
    Mo. payment you can afford?: 1000
    How You Found Us?: Google
    Purpose of loan?: Bills
    State: Tx

    Wednesday, January 9, 2013 at 8:42 am | Permalink
  23. anthony applied for the following loan:

    about 1 1/2 ago i was in the hospital for cheast pain for a week it ended up being a stomic issue but still health insurance only paid some and this put me behind in my bills and I am still trying to catch up
    City: deltona
    Zip: 32725
    Credit Score(s)?: 480
    Loan Amount: 3000.00
    Your Bank (will NOT contact): wells fargo
    Income Source(s)? Explain Please.: full time employed in te central fl area as a truck driver with a class A cdl i make abot 1300.00
    Mo. payment you can afford?: 150-175
    How You Found Us?: Google
    Purpose of loan?: medical bills
    State: florida

    Friday, January 11, 2013 at 10:41 pm | Permalink
  24. Marc applied for the following loan:

    Need funds for payroll and material to fund work in place
    City: Moody
    Zip: 35004
    Credit Score(s)?: 600
    Loan Amount: 15,000.00
    Your Bank (will NOT contact): Bancorp South
    Income Source(s)? Explain Please.: Own Heating & Air business 500 k yearly sales looking for extra working capital to fund more work
    Mo. payment you can afford?: 1000.00
    How You Found Us?: Google
    Purpose of loan?: Working Capital
    State: Alabama

    Monday, January 14, 2013 at 6:10 pm | Permalink
  25. Hagen applied for the following loan:

    my Mercedes recently needs work, and I would like to pay medical bills.
    City: Northampton
    Zip: 18067
    Credit Score(s)?: 620
    Loan Amount: 3000
    Your Bank (will NOT contact): TD Bank
    Income Source(s)? Explain Please.: $2100. social security disability and work on my wife's photography business.
    Mo. payment you can afford?: 120
    How You Found Us?: Google
    Purpose of loan?: car repair
    State: PA

    Friday, January 18, 2013 at 6:10 am | Permalink
  26. Hagen applied for the following loan:

    My car recently needs work done on it, and I also need to pay some medical bills.
    City: Northampton
    Zip: 18067
    Credit Score(s)?: 620
    Loan Amount: 3000
    Your Bank (will NOT contact): TD Bank
    Income Source(s)? Explain Please.: SSD and work on my wife's business, $2100
    Mo. payment you can afford?: $110
    How You Found Us?: Google
    Purpose of loan?: car repair
    State: PA

    Friday, January 18, 2013 at 6:16 am | Permalink
  27. Dan applied for the following loan:

    I need a loan. I am honest and pay my bills on time. My bad credit is mostly child support and doctor bills. I broke my tail bone and it wasn’t cheap. My main goal for my loan is for work. My boss packed up all his stuff. All the equipment, tools and well everything we used. He left two weeks ago leaving me with just enough to get a couple installs done. I have customers that are being so patient right now. My fiancé and I just got done paying for an expensive plumbing bill so we had no savings. I went to my bank for a 5000 dollar loan. I was denied and so was she. She has student loans. I tried all the places I could before I started filling out apps online. My 567 score was killing me. Monday I got a call from a man that said he was a loan agent for mayfield credit services and that my loan was approved. I had filled out so many apps I couldn’t remember the name. He told me that he would fax the documents to me and after I told him where to send them; he did. We looked them over and I had increased my loan to 7500 at the time. I finally had a broader picture of the expenses. It was for 3 years at 7% interest. That was no problem. We pulled up the web site and there they were. We checked them out. The BBB hadn’t heard of them but I was impressed by the testimonials and how much this man seemed to care. Right. On Tuesday he called me and said due to my credit I needed to pay the insurance for 4 months to get the loan released. He said it was totally refundable and it was in case something happened to me. I felt like this man was being honest. He had addresses and all the answers. The insurance was 850.00 and the sooner I got it to them the sooner the loan would be released. Well I didn’t have much time. I need it now. I did what he said. I so wish I hadn’t. I sent it western union to a Canadian address. He said it was the main branch and that it saved on taxes. Ok. Well I was told my loan would be in my account Tues morning. Great. We couldn’t spare that 850 to begin with. Well nothing posted. That afternoon the same. I started calling them and nothing. I went home and told my fiancé and she said we just got burned. I wasn’t sure yet until I pulled up their site and it was just gone. Gone. I knew I needed to get down to my bank and tell them that this guy has my account info. I have overdraft protection. Another 500 dollars came out before I got my account closed. My bank told me late Wednesday that it was a fraud company. I am out 1,350 dollars not to mention customers that want hooked up. I also have bills to pay that are due. I spent our 2,000 savings on our plumbing. I am in a position right now that is my livelihood and my bank could care less. I would like a 3 yr loan no higher than 400 a month payback. I need a help up not a hand out. I don’t have time for two jobs now, but I won’t have even this if I don’t get help soon. Thanks
    City: Council Bluffs
    Zip: 51501
    Credit Score(s)?: 567 due to divorce
    Loan Amount: 10,000
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: I work 2 jobs. My main job I bring home around 1,650-1,700. My part time job is through a temp service. I make about 160 per week after they take child support. I bring home around 3,800-4,000 per month. I install satellite dishes for 2 well known companies and the other job is where ever they need me. I wont be able to do the second one anymore anyway.
    Mo. payment you can afford?: 300-400 per month for 3 years.
    How You Found Us?: Google
    Purpose of loan?: I got ripped off by a fraud loan company
    State: Iowa

    Thursday, January 24, 2013 at 4:23 pm | Permalink
  28. TERESA applied for the following loan:

    Have paid bills for adult child for the last few months and have gotten behind on all mine plus have been helping my 82 yr old mom get alot of her bills paid down,and has finally got me all messed up on my own
    City: BARTONVILLE
    Zip: 61607
    Credit Score(s)?: 522
    Loan Amount: 3000.00
    Your Bank (will NOT contact): REDBRAND CREDIT UNION
    Income Source(s)? Explain Please.: PENSION CHECK EVERY MONTH FOR 3005.00
    Mo. payment you can afford?: 200.00-300.00
    How You Found Us?: Google
    Purpose of loan?: TO GET CAUGHT UP ON BILLS
    State: ILLINOIS

    Saturday, January 26, 2013 at 4:44 am | Permalink
  29. Daniel applied for the following loan:

    I want to get the doctor bills off my credit report, get some bills caught up, pay off computers, and an engagement ring. I had to use savings to fix both cars within a week of each other. I had to pay for mold issues in my house that set me back. I have stable employment that’s been steady for 4 years. I have collateral I can offer also. I need a bigger loan but wanted to talk to someone about getting something set up first.
    City: Omaha
    Zip: 68105
    Credit Score(s)?: Bad
    Loan Amount: 9550
    Your Bank (will NOT contact): American National
    Income Source(s)? Explain Please.: FT construction worker bring home 3,000 to 4000 month.
    PT personal trainer about 2000 a month

    Mo. payment you can afford?: 350 or more
    How You Found Us?: Bing
    Purpose of loan?: Engagement ring and pay debt fix credit
    State: NE

    Sunday, January 27, 2013 at 9:46 pm | Permalink
  30. Karen applied for the following loan:

    Last year I had emergency surgery to remove my gall bladder. As a result, I now have a hernia, that will require another surgery as well as an intestinal infection as a result of the hernia. These will require several doctor’s visits and I still owe some money for the last surgery.
    City: Jonesboro
    Zip: 30236
    Credit Score(s)?: 520
    Loan Amount: 1000
    Your Bank (will NOT contact): BB&T
    Income Source(s)? Explain Please.: Employed full-time with the GA Dept of Public Safety. After taxes, I net about $1600-$1650 monthly.
    Mo. payment you can afford?: 150-200
    How You Found Us?: Yahoo!
    Purpose of loan?: Medical Expenses
    State: Georgia

    Tuesday, January 29, 2013 at 4:36 pm | Permalink
  31. judy applied for the following loan:

    I BECAME UNABLE TO WORK ABOUT 3 YRS AGO AND RECENTLY RECEIVED SOCIAL SECURITY DISABILITY INCOME- MY CREDIT WENT TO BLAZES WHILE OUT OF WORK AND I HAVE 3 PAYDAY LOANS THAT EAT UP MY MONTHLY SOCIAL SECURITY INCOME EVERY MONTH BUT I NEEDED TO PAY FOR REGULAR BILLS AND MEDICINE-MY HUSBAND IS CONSTANTLY YELLING AT ME ABOUT THE SITUATION AND I AM VERY SERIOUSLY SUICIDAL BECAUSE I AM READY TO GIVE UP– I HAVE BEGGED EVERYBODY I KNOW BUT NO ONE WILL HELP ME AND MY CREDIT HAS GOTTEN WORSE BECAUSE OF ALL THE ONLINE INQUIRES AND TURN DOWNS -I HAVE WORKED HARD ALL OF MY LIFE-SINCE I WAS 14 YRS OLD- I AM NOT A DRUG ADDICT, OR BUM OR FREE LOADER-BUT I AM BEING TREATED LIKE A LOW LIFE BY EVERYONE-
    I HAVE TO PAYOFF THESE PAYDAY LOANS TO GET OUT OF THIS MESS -I NEED A INSTALLMENT LOAN TO DO THIS – I AM SO DEPRESSED I AM REALLY READY TO GIVE UP ANYTHING WOULD BE VERY HELPFUL THANK YOU FOR YOUR CONSIDERATION– I HOPE THIS IS LEGITIMATE AND I WILL HEAR SOMETHING SOON- i honestly am beginning to resent being alive
    City: HENDERSONVILLE
    Zip: 28792
    Credit Score(s)?: 560
    Loan Amount: 3000
    Your Bank (will NOT contact): BANK OF AMERICA
    Income Source(s)? Explain Please.: 1239 SSI DISABILITY
    1500 SPOUSE

    Mo. payment you can afford?: 175-200
    How You Found Us?: Google
    Purpose of loan?: PAYDAY CONSOLIDATIONS
    State: NC

    Friday, February 1, 2013 at 2:47 am | Permalink
  32. judy applied for the following loan:

    i have concluded that this website is a farce so that you can listen to people’s problems -i don’t think anyone is ever loaned any money
    City: hendersonville
    Zip: 28792
    Credit Score(s)?: 560
    Loan Amount: 3000
    Your Bank (will NOT contact): bank of aerica
    How You Found Us?: Google
    Purpose of loan?: need the money
    State: nc

    Saturday, February 2, 2013 at 11:40 am | Permalink
  33. Ed applied for the following loan:

    In 2001 my wife and I moved in with her parents and she became their caretaker. In 2010 my wife became disabled so I was working 12 hours a day at my job and coming home and doing what my wife used to do. After doing that about a year, I decided to retire. Then at the end of 2011 we found out our son-in-law’s health had taken a turn for the worse and after talking with our daughter weekly for months we made a decision to move from Pa to Tx to help them out. We got here in July 2012 but now my wife and I would like to get our own place in the same town but when we moved in 2001 we gave all our furniture, kitchen supplies, bath supplies away so we need the loan for that. Thank you.
    City: Nolanville
    Zip: 76559
    Credit Score(s)?: 569
    Loan Amount: $5000
    Your Bank (will NOT contact): Chase
    Income Source(s)? Explain Please.: I have a $2200 pension and I make about $1100 driving a school bus. My pension comes after 32 years with the same company and I retired because my wife became disabled.
    Mo. payment you can afford?: $350
    How You Found Us?: Google
    Purpose of loan?: Moving expenses
    State: Texas

    Sunday, February 3, 2013 at 8:31 pm | Permalink
  34. Tiffany applied for the following loan:

    I need a loan so I can catch up on my rent.I am behind due to a medical issue, I thought it was breast cancer but it wasn’t thank goodness.It took a lot of treatment and debridement to clear up my medical issue due to copay, and medication, and a break down of my car, my rent is behind and I am being evicted, my court date is 2/15/13. Can someone please help, I have 2 daughters 1 will graduate this year, but if I am evicted, she will have to leave her school due to us not being in the correct district.
    City: cleveland
    Zip: 44128
    Credit Score(s)?: 400
    Loan Amount: 3500
    Your Bank (will NOT contact): pnc
    Income Source(s)? Explain Please.: employed for 13 years @ Cleveland Clinic
    Mo. payment you can afford?: 100
    How You Found Us?: Google
    Purpose of loan?: I am being evicted
    State: ohio

    Tuesday, February 5, 2013 at 10:15 pm | Permalink
  35. Jessica applied for the following loan:

    I recently lost four members of my family all within a week. my mother passed away in may and my sister and nieces in june of 2012 We spent every cent of our savings to take care of funeral expenses. this left us going from payday loan to payday loan. I would like to get a installment loan so I can finally get our expenses under control without resorting to payday loans.
    City: shreveport
    Zip: 71270
    Credit Score(s)?: 530 yound college student with medical bills
    Loan Amount: 3000
    Your Bank (will NOT contact): chase
    Income Source(s)? Explain Please.: Employment. I make 1500 a month as a waitress
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: installment loan
    State: louisiana

    Wednesday, February 6, 2013 at 5:30 am | Permalink
  36. Travis applied for the following loan:

    Use money to pay for deposits on rent, power, and buy furniture and pay a couple small bills off
    City: Union mills
    Zip: 28167
    Credit Score(s)?: 535
    Loan Amount: $3500.00
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: St Luke's Hospital Full Time $2800.00 a month and also work at Spartanburg Regional Medical Center and work part time usually bring 700-1000 a month
    Mo. payment you can afford?: 200-250
    How You Found Us?: Google
    Purpose of loan?: Moving Expense/pay small bills off
    State: North Carolina

    Wednesday, February 6, 2013 at 10:38 pm | Permalink
  37. Tiffany applied for the following loan:

    I need to have emergency surgery and dont have all the funds for it right now
    City: winston salem
    Zip: 27105
    Credit Score(s)?: 400
    Loan Amount: 4000
    Your Bank (will NOT contact): Woodforest
    Income Source(s)? Explain Please.: I work for American Express and make $36,608 before monthly bonuses
    Mo. payment you can afford?: 400
    How You Found Us?: Google
    Purpose of loan?: medical
    State: North Carolina

    Thursday, February 7, 2013 at 5:30 am | Permalink
  38. MaryAnn applied for the following loan:

    I’m looking to get a $3000 loan. The purpose is to pay bills that fell behind during Christmas and to get my boys furniture in there room.
    City: Edmonton
    Zip: T6L4J9
    Credit Score(s)?: Poor Credit
    Loan Amount: $3000.
    Your Bank (will NOT contact): BMO BANK OF MONTREAL
    Income Source(s)? Explain Please.: Alberta Works Income Support $902./month
    Child Tax Credit $657./month

    Mo. payment you can afford?: $150-$200
    How You Found Us?: Google
    Purpose of loan?: Personal loan
    State: Alberta

    Friday, February 8, 2013 at 4:37 pm | Permalink
  39. Michael applied for the following loan:

    I need a loan in help paying my utility bills and other large loans. We are both disabled my wife is on oxygen 24 hours a day and the machine runs my bill quite high. My wife BECAME UNABLE TO WORK ABOUT 5 YRS AGO AND RECEIVES SOCIAL SECURITY DISABILITY INCOME WE HAVE 3 PAYDAY LOANS THAT EAT UP OUR MONTHLY SOCIAL SECURITY INCOME EVERY MONTH BUT I NEEDED TO PAY FOR REGULAR BILLS I have been disabled for 26 years. We need an loan to pay off the payday loans so we can get out of this vicious cycle
    City: Detroit
    Zip: 48209
    Credit Score(s)?: 640?
    Loan Amount: 2000
    Your Bank (will NOT contact): Comerica
    Income Source(s)? Explain Please.: Wife $769 Social security disability and $158 SSI

    SELF $148
    Mo. payment you can afford?: $120
    How You Found Us?: Google
    Purpose of loan?: pay off bills
    State: Michigan

    Monday, February 11, 2013 at 5:59 pm | Permalink
  40. Hilary applied for the following loan:

    We have 3 children under the age of 5 and with hubby on and off of work need the money to pay off our bills we got cut off and are getting cut off.
    City: Spruce grove
    Zip: T7x1h1
    Credit Score(s)?: N/a
    Loan Amount: 3000
    Your Bank (will NOT contact): Tdcanadatrust
    Income Source(s)? Explain Please.: I work full time and my husband is on and off of work for he's seasonal
    Mo. payment you can afford?: 500
    How You Found Us?: Yahoo!
    Purpose of loan?: To catch up
    State: Alberta

    Tuesday, February 12, 2013 at 5:15 am | Permalink
  41. lakeisha applied for the following loan:

    I am trying to catch up on my bills. I do not want my lights and water turned off and I do not want to get evicted.
    City: tuscaloosa
    Zip: 35405
    Credit Score(s)?: 490
    Loan Amount: 3000
    Your Bank (will NOT contact): alabama one
    Income Source(s)? Explain Please.: I have been on my job for five years.
    Mo. payment you can afford?: 130.00
    How You Found Us?: Google
    Purpose of loan?: to catch up on bills
    State: alabama

    Thursday, February 14, 2013 at 2:11 pm | Permalink
  42. shawn applied for the following loan:

    To pay off short term loans
    City: Mechanicsburg
    Zip: 17050
    Credit Score(s)?: Fair
    Loan Amount: 2000
    Your Bank (will NOT contact): Members First Credit Union
    Income Source(s)? Explain Please.: Employed by the State of Pennsylvania for 15 years
    Mo. payment you can afford?: 225
    How You Found Us?: Bing
    Purpose of loan?: Pay off bills
    State: PA

    Thursday, February 14, 2013 at 6:50 pm | Permalink
  43. shawn applied for the following loan:

    I need to pay off some short term loans
    City: Mechanicsburg
    Zip: 17050
    Credit Score(s)?: fair
    Loan Amount: 2000
    Your Bank (will NOT contact): Members First Credit Union
    Income Source(s)? Explain Please.: Work for the State of Pennsylvania for 15 years $60 K a year
    Mo. payment you can afford?: 200
    How You Found Us?: Bing
    Purpose of loan?: Pay off bills
    State: PA

    Thursday, February 14, 2013 at 6:58 pm | Permalink
  44. Beth applied for the following loan:

    I moved back home after a divorce and am in need of a car for work.
    City: Anchorage
    Zip: 99516
    Credit Score(s)?: 590
    Loan Amount: 2200
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: Working as a writer and cook
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: For a car
    State: AK

    Saturday, February 16, 2013 at 2:24 am | Permalink
  45. Valerie applied for the following loan:

    Need loan for small amount of old bills and for food. In temporary financial slump due to lower income due to the recession.
    City: Oakland
    Zip: 94604
    Credit Score(s)?: 650
    Loan Amount: $5,00000
    Your Bank (will NOT contact): J.P. Morgan Chase
    Income Source(s)? Explain Please.: Employment as a Security Officer$1,408 per month
    Mo. payment you can afford?: $200.00 per month
    How You Found Us?: Google
    Purpose of loan?: Bills Food
    State: California

    Friday, February 22, 2013 at 10:38 pm | Permalink
  46. Valerie applied for the following loan:

    To pay small amount of old bills, food. Due to temporary financial slump due to lower income due to the recession.
    City: Oakland
    Zip: 94604
    Credit Score(s)?: 650
    Loan Amount: $5,000
    Your Bank (will NOT contact): J.P. Morgan Chase
    Income Source(s)? Explain Please.: Employment as a Security Officer Income at $1,408 per month.
    Mo. payment you can afford?: $200.00 per month
    How You Found Us?: Google
    Purpose of loan?: Old bills, Food
    State: California

    Friday, February 22, 2013 at 10:44 pm | Permalink
  47. Dan applied for the following loan:

    Requesting a $5,000 loan to pay off property taxes due March 31st. Promotion about eight months ago, has doubled my salary allowing for me to pay off almost all debt. Mortgage is current but unpaid property taxes must be paid by March 31st. Final credit card payment is March 15th for $347 so we could easily put at least that much to pay this off. Willing to do anywhere from a 1-3 year installment plan for $5,000- $8,000.
    City: Utica
    Zip: 48316
    Credit Score(s)?: Used to be over 750 but had a few years living paycheck to paycheck that couldn't afford to pay off debt
    Loan Amount: $5000
    Your Bank (will NOT contact): PNC
    Income Source(s)? Explain Please.: $65,000/yr salary
    Mo. payment you can afford?: $350.00
    How You Found Us?: Google
    Purpose of loan?: Property taxes
    State: MI

    Wednesday, February 27, 2013 at 7:27 pm | Permalink
  48. William applied for the following loan:

    I’m currently trying to get a motercycle so I can save money on gas my car now is only getting 13 miles to A gallon. So if I can get a motercycle that would save me about 400 a month just in gas.
    City: Amboy
    Zip: 98601
    Credit Score(s)?: 360 ex ruined my credit
    Loan Amount: 10,000
    Your Bank (will NOT contact): Chase
    Income Source(s)? Explain Please.: Make 11.00 a hour 1760 a month with put the ot that we work
    Mo. payment you can afford?: 200-500
    How You Found Us?: Google
    Purpose of loan?: Need to get a new car.
    State: Wa

    Thursday, February 28, 2013 at 1:27 am | Permalink
  49. charlie applied for the following loan:

    to catch up on bills or debts I’ve fallen behind on
    and get back to where I can actually save money again, without having to worry about paying back late payments or double payment. this loan would allow me to catch up and still have some money left over to start building my bank account back up.
    City: Virginia Beach
    Zip: 23451
    Credit Score(s)?: 470
    Loan Amount: $3000
    Your Bank (will NOT contact): bb&t
    Income Source(s)? Explain Please.: Colonnas shipyard 6 years employed. $3100 per month
    Mo. payment you can afford?: $150-$200
    How You Found Us?: Google
    Purpose of loan?: to obtain financial stability
    State: Virginia

    Thursday, February 28, 2013 at 2:03 am | Permalink
  50. kevin applied for the following loan:

    I NEED THIS LOAN TO GET BACK ON TRACK WITH A COUPLE OLD BILLS AND JUST TO STAY OK UNTILL MY WIFE GETS ANOTHER JOB. PLEASE HELP ME, I DONT KNOW WHERE TO TURN AT THIS POINT.
    City: sweet home
    Zip: 97386
    Credit Score(s)?: 490 or less/wife became unemployed
    Loan Amount: 5000.00
    Your Bank (will NOT contact): OSU CREDIT UNION
    Income Source(s)? Explain Please.: MY GROSS MONTHLY INCOME IS 1750.00
    Mo. payment you can afford?: 200.00
    How You Found Us?: Google
    Purpose of loan?: TO PAY OFF OLD BILLS
    State: oregon

    Sunday, March 3, 2013 at 6:06 pm | Permalink
  51. Dan applied for the following loan:

    My furnace is broke down. I found out it needs replaced. I need the rest of the money to get it done. I have tried all I can to get a loan. I can afford 500 a month payback and I don’t care how much interest. My daughters keep asking when I’m getting it fixed. We still have a lot of cold nights ahead. Some one please give a hard working guy a chance. I have all documentation, 2 cars paid for and half my house paid. I just had a bad divorce and need some help now.
    City: Council Bluffs
    Zip: 51501
    Credit Score(s)?: 600 divorce
    Loan Amount: 2500
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: Customer service Tech for Direct
    Mo. payment you can afford?: 500 a month
    How You Found Us?: Google
    Purpose of loan?: Furnace
    State: Iowa

    Tuesday, March 5, 2013 at 12:48 am | Permalink
  52. Angela applied for the following loan:

    Need to pay off several short term loans that are eating my pay checks. Also want to consolidate 4 credit cards. Have been in a series of terrible relationships that have hurt me financially over the past 6 years including bankruotcy a couple of years ago. Want and need so desperately to get out of this financial crisis so I can afford groceries, utilities, and basic needs. Please help. :(
    City: Yukon
    Zip: 73099
    Credit Score(s)?: 540-620 poor
    Loan Amount: 8000.00
    Your Bank (will NOT contact): Midfirst
    Income Source(s)? Explain Please.: Work full time, been with employer going on 14 years, paid bi-weekly. Yearly salary averages 38,000.
    Mo. payment you can afford?: 300.00
    How You Found Us?: Google
    Purpose of loan?: Debt consolidation
    State: Oklahoma

    Wednesday, March 6, 2013 at 9:18 pm | Permalink
  53. Curtis applied for the following loan:

    I was over come with debt while seperating from the military. My wife at the time ran out, left my 1 year old son with me forcing me to seperate from active duty to go back to family. Military pay was cut off 2 months before discharge papers were finalized, therefore i had to stay in TN with no money. I was evicted, even after the rental co. knew the situation. I took a very high interest loan out just to eat. The bank I had a car loan through gave me a deadline i couldnt make so my car was reposessed. A few years later, I am on my feet, have a great job that im coming into my third year with. Have a car loan that i havent missed one payment in 18 mo. I have had a few leases and never a problem. But now my credit haunts me. I have a few smaller debts, and a big one. I want to use this loan to help with some of my current bills, and pay off all my small debts. Then I plan on starting payments on my large debt. Please please help, my credit will haunt me forever, no bank will help me out.
    City: Aberdeen
    Zip: 21001
    Credit Score(s)?: 300-400
    Loan Amount: 3,000
    Your Bank (will NOT contact): APGFCU
    Income Source(s)? Explain Please.: Full time employment
    $3,000 monthly (gross)

    Mo. payment you can afford?: 125
    How You Found Us?: Google
    Purpose of loan?: pay bills, pay all small debts
    State: MD

    Monday, March 11, 2013 at 4:05 pm | Permalink
  54. Donzaleigh applied for the following loan:

    I would like to obtain a loan to pay off several small loans that i got, credit cards and medical bills. Use the loan to pay off all that and have 1 monthly bill instead of several.
    City: Nashville
    Zip: 37216
    Credit Score(s)?: 580-590
    Loan Amount: 6000
    Your Bank (will NOT contact): First Tennessee
    Income Source(s)? Explain Please.: Employed $1800 net per month
    Mo. payment you can afford?: 150-175
    How You Found Us?: Google
    Purpose of loan?: Cr Card,small loan&Med. Bills
    State: Tennessee

    Thursday, March 14, 2013 at 8:13 pm | Permalink
  55. Shaun applied for the following loan:

    I have a debt to Wells Fargo. On the 20th of this month all I need to do is pay 50% of the loan back and I won’t have that worry in the back of my head about how to come up with the money to pay it off and it hurting my credit score.
    City: Fort Wayne
    Zip: 46814
    Credit Score(s)?: 560
    Loan Amount: 3000
    Your Bank (will NOT contact): PNC
    Income Source(s)? Explain Please.: Henry Electric
    $2250 a month

    Mo. payment you can afford?: 125
    How You Found Us?: Google
    Purpose of loan?: personal
    State: Indiana

    Saturday, March 16, 2013 at 6:18 pm | Permalink
  56. lisa applied for the following loan:

    I got behind on gas electric water and cell phone and just need alittle help my gas is shut off its freezing cold and no hot water for me and my kids
    City: new castle
    Zip: 47362
    Credit Score(s)?: 300-350 filed bankruptcy 2008
    Loan Amount: 1500.
    Your Bank (will NOT contact): ameriana
    Income Source(s)? Explain Please.: I am on unemployment fixen to get ssi real soon I get 340. a week
    Mo. payment you can afford?: 100.00
    How You Found Us?: Google
    Purpose of loan?: my gas is turned off
    State: IN

    Tuesday, March 19, 2013 at 2:57 am | Permalink
  57. lisa applied for the following loan:

    I lost my job due to rhu/osteo arthritis and feel behind on my bills my gas is off and its freezing in here I just need a little help catching up
    City: new castle
    Zip: 47362
    Credit Score(s)?: 300-350 filed bankruptcy 2008
    Loan Amount: 1500.
    Your Bank (will NOT contact): ameriana
    Income Source(s)? Explain Please.: im curently on unemployment 340. week fixin to get ssi
    Mo. payment you can afford?: 100.00
    How You Found Us?: Google
    Purpose of loan?: my gas is shut off
    State: IN

    Tuesday, March 19, 2013 at 3:06 am | Permalink
  58. Dan applied for the following loan:

    We are in need of this loan badly. We have tried everything. We need it to fix plumbing in our home. We can’t use our shower right now and we used our savings to replace our furnace and get a car replaced. We needed these things done and now we are in a pinch. I don’t care how much interest we have to pay back. We need our home back to normal. Can someone please help me out? Thanks
    City: Omaha
    Zip: 68105
    Credit Score(s)?: Bad from divorce
    Loan Amount: 6500
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: I am a customer service tech and my wife is a physical therapist. We bring home 6500 a month.
    Mo. payment you can afford?: 500
    How You Found Us?: Google
    Purpose of loan?: To pay for emergency
    State: Nebraska

    Thursday, March 21, 2013 at 12:39 pm | Permalink
  59. Karen applied for the following loan:

    Credit card balances, Medical Bills, Line of Credit, Personal items needed.
    City: Chillicothe
    Zip: 45601
    Credit Score(s)?: 610
    Loan Amount: 25000
    Your Bank (will NOT contact): PNC
    Income Source(s)? Explain Please.: Husband and I are both retired with combined monthly gross income of $5103
    Mo. payment you can afford?: 300
    How You Found Us?: Google
    Purpose of loan?: Old balances on debts.
    State: Ohio

    Saturday, March 23, 2013 at 10:05 pm | Permalink
  60. Admiral applied for the following loan:

    I would like to obtain a loan to pay off several small loans that I have and credit cards. Use the loan to pay off all that and have 1 monthly bill instead of several.
    City: Tallahassee
    Zip: 32310
    Credit Score(s)?: 550
    Loan Amount: 3000
    Your Bank (will NOT contact): State Employees Credit union
    Income Source(s)? Explain Please.: State of Florida
    $3,990 per month

    Mo. payment you can afford?: 250.00
    How You Found Us?: Google
    Purpose of loan?: Pay off credit card debt & small bills.
    State: Florida

    Monday, March 25, 2013 at 2:35 pm | Permalink
  61. Elaine applied for the following loan:

    I’d tried here before but thought I might have better luck with a smaller amount. I’m a goverment worker and if you checked the news we have taken a hard hit on our paychecks lately, In my case there is no longer any overtime. So it has been a $100 to $200 reduction in my paycheck. The cards I could keep up payments with a year ago I can no longer do so I have to give them up.

    Plus most of the money has been just to pay the bills. There had been little money to spare to take care of the household (I live in a apartment with a roommate. Her own SSI check is used to pay the rent supplimented by my $170.00 to her bank to keep the check from bouncing since her check is less than the rent) New mattress is needed, household items, etc. No money to spare to get them.

    I want to pay off my 2 pay day loans and have some extra cash to put on my green dot credit card since I will be turning the last two credit cards (JCP and Choice) over to the credit avacate for a 5 years payment plan. Also want to used the extra money to take care of the apartment. There has been just enough left over after bill paying to give my part of the rent and buy food.

    And my constant overdrafting of my bank account (even though it was always paid back the following pay period) has caused the bank to cut off the overdraft program for 6 months.

    Which was what triggered the need to take out 2 payday loans, So far there had been no money to spare to pay them off so I’ve only been paying the interest. I rather have at least one $100.00 to go elsewhere (The other $100.00 would be going to pay the loan if I’m approved.)

    There is only my green dot card and my bank card now. I’m behind 3 payments with my bank loan but I’m sending a package to try to work a refinahced deal.

    So the money is to make two payments into just one. At $200.00 a month it will equal $2400.00 in one year. Since the loan is for $2000.00 that leaves $400.00 extra at $33.00 a month.

    So you will get the money back with a $400.00 interest. My score is too low to get any personal loan and I don’t want any more payday loans. So I hope some one out there can give me some help to manage with my reduced paychecks. Thank you.
    City: Brooklyn
    Zip: 11206
    Credit Score(s)?: in the 500s from Lesington Law checking the scores this morning
    Loan Amount: 2000.00
    Your Bank (will NOT contact): Sovereign
    Income Source(s)? Explain Please.: Work for SSA part time. Net pay is $1476.00 per month
    Mo. payment you can afford?: $100.00 per paid period ($200.00 per month)
    How You Found Us?: Google
    Purpose of loan?: 1 year loan. Pay off 2 pay day loans and have some extra cash
    State: New York

    Monday, March 25, 2013 at 6:16 pm | Permalink
  62. Glenda applied for the following loan:

    Pay off debts
    City: Des Moines
    Zip: 50315
    Credit Score(s)?: 450
    Loan Amount: $2000.00
    Your Bank (will NOT contact): Bank of the west
    Income Source(s)? Explain Please.: Iowa health physicians
    $2500.00

    Mo. payment you can afford?: $125.00
    How You Found Us?: Google
    Purpose of loan?: Pay of debts
    State: Iowa

    Thursday, March 28, 2013 at 12:02 pm | Permalink
  63. Danny applied for the following loan:

    Our home is in desperate need of a new roof but we have credit issues and am finding it very hard to secure a loan for this. Can someone please help? We have very good job time and income and have been at the same address for 30 yrs.
    City: Fountain City
    Zip: 54629
    Credit Score(s)?: 550-600
    Loan Amount: 10000
    Your Bank (will NOT contact): Alliance Bank
    Income Source(s)? Explain Please.: 37 yrs with Badger Foundry Co-3600 per Mth. Spouse with St Anne Healthcare 12 yrs-1900 per mth.
    Mo. payment you can afford?: 200-250
    How You Found Us?: Google
    Purpose of loan?: Home Improvement
    State: WI

    Monday, April 1, 2013 at 12:08 am | Permalink
  64. Ian applied for the following loan:

    Have DMV fees that need to be paid so that I can reinstate my suspended license and registration as well as tickets received cause of the suspensions been trying to save money to pay the fees off but to no avail cuase I keep getting tickets most recently received 3000 ticket for suspended license
    City: North Las Vegas
    Zip: 89084
    Credit Score(s)?: 503 just started building credit
    Loan Amount: 5000
    Your Bank (will NOT contact): Bank of America
    Income Source(s)? Explain Please.: Full time employment 1320 monthly sometimes more if received overtime
    Mo. payment you can afford?: 100.00
    How You Found Us?: Google
    Purpose of loan?: Bill consolidation
    State: Nevada

    Monday, April 1, 2013 at 8:39 pm | Permalink
  65. Jean applied for the following loan:

    I am requesting this loan because my fiance is having a baby and I need the loan to start buying baby essentials as well as saving money for expenses that may occur.
    City: Lake Worth
    Zip: 33461
    Credit Score(s)?: 595
    Loan Amount: 10000
    Your Bank (will NOT contact): First California Bank
    Income Source(s)? Explain Please.: Employment 1920/mth
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: Having a baby
    State: FL

    Tuesday, April 2, 2013 at 4:07 am | Permalink
  66. Cheryl applied for the following loan:

    I need to get a cheap car for him to get back and forth to work and I have a chance to get a small cabin to live in. I live in a camper now that leaks and all my stuff is getting ruined. Please help.
    City: Mexia
    Zip: 76667
    Credit Score(s)?: 578
    Loan Amount: 3000
    Your Bank (will NOT contact): Woodforest
    Income Source(s)? Explain Please.: $710 from SSI because of back injury. significant other $400. a week
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: car and cabin
    State: TX

    Monday, April 8, 2013 at 9:35 pm | Permalink
  67. Katonya applied for the following loan:

    Trying to catch up on some past due bills and pay off some traffic tickets to renew license
    City: Manor
    Zip: 78653
    Credit Score(s)?: 445
    Loan Amount: 3000
    Your Bank (will NOT contact): Travis County Credit Union
    Mo. payment you can afford?: 200-250
    How You Found Us?: Google
    Purpose of loan?: Consolidate bills
    State: Texas

    Tuesday, April 9, 2013 at 4:25 pm | Permalink
  68. Philip applied for the following loan:

    We are moving this weekend so we have moving expenses and I got stupid and caught in a payday loan cycle so I am trying to end that nightmare.
    City: Abilene
    Zip: 67410
    Credit Score(s)?: 515
    Loan Amount: 4500
    Your Bank (will NOT contact): Bank of America
    Income Source(s)? Explain Please.: I make on average $3500 a month take home from my job.
    Mo. payment you can afford?: $350
    How You Found Us?: Bing
    Purpose of loan?: Catch up on bills and moving
    State: kansas

    Tuesday, April 23, 2013 at 7:15 pm | Permalink
  69. Ashley applied for the following loan:

    I am a mother of three boys and I am in college. I had a job as a caregivers but they let me go due my school schedule which caused me to get behind in a few of my bills. Unfortunately I am facing being evicted and have exhausted all avenues. I’ve tried the services that are supposed to help people in my situation but because I’m not homeless I’ve been told they can’t help. I have two jobs that are interested in me but I am unable to be trained until May when my finals are over. All I need is enough money to catch up on my bills, pay my rent in advance to avoid eviction and to buy my kids some clothes that fit so they don’t have to wear the same pants each day. I just need an installment loan for atleast 5,000 and have a term of three years.
    City: Johnson City
    Zip: 37601
    Credit Score(s)?: Bad/bad decisions
    Loan Amount: 5000
    Your Bank (will NOT contact): FSNB
    Income Source(s)? Explain Please.: Child Support-300
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: Pay some bills that are adding up due to my job letting me go because they didnt want to work with my school schedule.
    State: Tn

    Friday, April 26, 2013 at 2:53 am | Permalink
  70. Tabitha applied for the following loan:

    A while back i lost my job and defaulted on all my bills i am working again and now need help paying everything off.
    City: Gatesville
    Zip: 76528
    Credit Score(s)?: 500 lost my job and now tryin to pay all my bills am currently working again but do need the extra help.
    Loan Amount: 3500
    Your Bank (will NOT contact): Texas First
    Income Source(s)? Explain Please.: Approx 3000 a month. Paid monthly.
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: Trying to catch up on all my bills.
    State: Tx

    Monday, May 13, 2013 at 10:10 pm | Permalink
  71. Jesus applied for the following loan:

    And fix my house
    City: Alice
    Zip: 78332
    Credit Score(s)?: 675
    Loan Amount: $10,000
    Your Bank (will NOT contact): Gulf coast federal credit union
    Income Source(s)? Explain Please.: $6000
    Mo. payment you can afford?: 200.00
    How You Found Us?: Google
    Purpose of loan?: Pay bills
    State: Texas

    Wednesday, May 15, 2013 at 5:18 am | Permalink
  72. Laura applied for the following loan:

    Get creditors off my back
    City: New Berlin
    Zip: 53151
    Credit Score(s)?: 560
    Loan Amount: 7000
    Your Bank (will NOT contact): Wells Fargo
    Income Source(s)? Explain Please.: I owned my own business and did extremely well for over 5 years. Had a business partner who cleared out accounts, took the money and ran, can't be found. This has left me in a bad spot with the IRS to say the least. I've had to spend the reserves I had paying for tax attorneys, and trying to locate this old partner of mine. While searching for a new job, it has drained all of my personal finances maintaining all of my other bills. I have sold personal property to keep my head above water, but no longer can. This has been the worst year of my life, and a very tough lesson learned as far as my partner goes. I've ALWAYS prided myself on good credit and paying my bills on time. This experience has destroyed my credit, having to rob Peter to pay Paul.
    Mo. payment you can afford?: 200
    How You Found Us?: Google
    Purpose of loan?: Catch up on bills / IRS
    State: WI

    Tuesday, May 28, 2013 at 1:48 pm | Permalink
  73. Helen applied for the following loan:

    I am trying to consolidate a couple of payday loans as well as take care of some much needed home repairs. I have a lot of water damage due to heavy rains which has lead to a mildew issue.
    City: Kansas City
    Zip: 66112
    Credit Score(s)?: 450 - due to bankruptcy
    Loan Amount: 4,000.00
    Your Bank (will NOT contact): Bank Of America
    Income Source(s)? Explain Please.: KCK Board of Education
    1800.00 monthly

    Mo. payment you can afford?: 200.00
    How You Found Us?: Google
    Purpose of loan?: Consolidation and Home Repairs
    State: KS

    Thursday, May 30, 2013 at 4:47 pm | Permalink
  74. Danielle applied for the following loan:

    Got behind on bills. Got another job to help but instead of getting better getting myselve in dedt even more.Need some help with bills. no one to help
    City: Massillon
    Zip: 44646
    Credit Score(s)?: 550 bad choices, credit cards, college loans
    Loan Amount: 4000
    Your Bank (will NOT contact): Us Bank
    Income Source(s)? Explain Please.: work 2 jobs in home health care 2000
    Mo. payment you can afford?: 150 -200
    How You Found Us?: Google
    Purpose of loan?: for bills
    State: Ohio

    Monday, June 24, 2013 at 4:30 am | Permalink
  75. Florence applied for the following loan:

    I have several payday loans that I need to payoff and be done with the finance fees that continute to grow. It would be easier to pay just one company than paying several. I need to
    get back on track.
    City: Baltimore
    Zip: 21218
    Credit Score(s)?: 562
    Loan Amount: 3000
    Your Bank (will NOT contact): PNC BANK
    Income Source(s)? Explain Please.: Work full time at Department of Public Safety,$3,237.74 monthly gross, worked their for the state 30 years.
    Mo. payment you can afford?: $150 to $200
    How You Found Us?: Google
    Purpose of loan?: To catch up on bills
    State: Maryland

    Tuesday, June 25, 2013 at 4:42 pm | Permalink
  76. Dawn applied for the following loan:

    I just need a chance to prove that I am an honest person, just trying to support my son and my father. I need this loan to save us from losing our home, catch up bills, pay off past debt and try to re establish my credit into a positive setting.
    City: Myrtle Beach
    Zip: 29579
    Credit Score(s)?: 506/ I am a single mother with a 3 1/2 year old. I have been in my profession for over 16 years and have been with my current employer for over 4 years and make a decent salary. Less than 1 year ago my credit was in the upper 600's and I was doing well. My father became ill and his wife lost her job, in an effert to try and help them not lose everything they worked hard for I took out several loans to catch their bills up thinking that my fathers wife would find a job quickly and could help pay back the loans. My fathers wife left him and he had to move in with me and my son. Not only am I the sole provider for myself and my son , but I am also caring for my father that is disabled, on oxygen and am left with all of the debt . I have gotten so far behind that I am receiving threatening phone calls and am running the risk of being evicted from my apartment that my son and I have called home for 3 years now that's in a very well established community. I am just trying to get this situation resolved by finding some bank that could look into my past that I am honest and just want the opportunity to catch up bills, pay off old debt and have one monthly payment that I can afford. I have been with the same bank with my checking account for over 11 years and have always been paid by direct deposit, I have also been with the same car insurance company for 12 years. I am just hoping that you can judge my loan acceptance on the fact that I once had decent credit and my hardship has just spiraled out of control in the past year.
    Loan Amount: 7500
    Your Bank (will NOT contact): PNC
    Income Source(s)? Explain Please.: My current salary is 55,000 per year plus bonuses. I get paid by direct deposit every two weeks.
    Mo. payment you can afford?: I can afford a 400$ per month payment if I am loaned enough to pay off my current lenders
    How You Found Us?: Google
    Purpose of loan?: To catch up bills and pay off past debt
    State: South Carolina

    Tuesday, July 2, 2013 at 11:47 pm | Permalink
  77. Dawn applied for the following loan:

    I am a single mother with a 3 1/2 year old. I have been in my profession for over 16 years and have been with my current employer for over 4 years and make a decent salary. Less than 1 year ago my credit was in the upper 600’s and I was doing well. My father became ill and his wife lost her job, in an effert to try and help them not lose everything they worked hard for I took out several loans to catch their bills up thinking that my fathers wife would find a job quickly and could help pay back the loans. My fathers wife left him and he had to move in with me and my son. Not only am I the sole provider for myself and my son , but I am also caring for my father that is disabled, on oxygen and am left with all of the debt. I also did receive a small amount of child support until last November when my sons father came back into our lives,for the sake of my son and reuniting our family I let him come back and signed recogciliation papers with the court to stop child support. My sons father left us one week later,doesn’t offer any support to us st all and I would have to retain an atturney again to go through the entire process to have the child support reinstated.I have gotten so far behind that I am receiving threatening phone calls and am running the risk of being evicted from my apartment that my son and I have called home for 3 years now that’s in a very well established community. I am just trying to get this situation resolved by finding a bank that would take the time to look into my past that I am honest and just want the opportunity to catch up bills, pay off old debt and have one monthly payment that I can afford. I have been with the same bank with my checking account for over 11 years and have always been paid by direct deposit, I have also been with the same car insurance company for 12 years. I am just hoping that you can judge my loan acceptance on the fact that I once had decent credit and my hardship has just spiraled out of control in the past year.
    City: Myrtle Beach
    Zip: 29579
    Credit Score(s)?: 506
    Loan Amount: 10,000 / I need the loan as soon as possible to save our home and would be willing to take 5K or 75K if I couldn't get the entire 10K financed.
    Your Bank (will NOT contact): PNC Bank
    Income Source(s)? Explain Please.: Employed, direct deposit
    55,000 per year plus bonuses.

    Mo. payment you can afford?: 400$ per month if I am able to pay off some older debt.
    How You Found Us?: Google
    Purpose of loan?: Catch up bills, consolidated past debt for 1 monthly payment.
    State: South Carolina

    Wednesday, July 3, 2013 at 2:09 am | Permalink
  78. Dawn applied for the following loan:

    I am a single mother with a 3 1/2 year old. I have been in my profession for over 16 years and have been with my current employer for over 4 years and make a decent salary. Less than 1 year ago my credit was in the upper 600′s and I was doing well. My father became ill and his wife lost her job, in an effert to try and help them not lose everything they worked hard for I took out several loans to catch their bills up thinking that my fathers wife would find a job quickly and could help pay back the loans. My fathers wife left him and he had to move in with me and my son. Not only am I the sole provider for myself and my son , but I am also caring for my father that is disabled, on oxygen and am left with all of the debt. I also did receive a small amount of child support until last November when my sons father came back into our lives,for the sake of my son and reuniting our family I let him come back and signed recogciliation papers with the court to stop child support. My sons father left us one week later,doesn’t offer any support to us st all and I would have to retain an atturney again to go through the entire process to have the child support reinstated.I have gotten so far behind that I am receiving threatening phone calls and am running the risk of being evicted from my apartment that my son and I have called home for 3 years now that’s in a very well established community. I am just trying to get this situation resolved by finding a bank that would take the time to look into my past that I am honest and just want the opportunity to catch up bills, pay off old debt and have one monthly payment that I can afford. I have been with the same bank with my checking account for over 11 years and have always been paid by direct deposit, I have also been with the same car insurance company for 12 years. I am just hoping that you can judge my loan acceptance on the fact that I once had decent credit and my hardship has just spiraled out of control in the past year. I am desperately hoping that a lender will take a chance on me so I can re establish and get my families life back on track.
    City: Myrtle Beach
    Zip: 29579
    Credit Score(s)?: 506
    Loan Amount: 10,000 / I need the loan as soon as possible and would take 5,000 or 7,500 if that is all that I could get approved for in order to catch up at least and save our home.
    Your Bank (will NOT contact): PNC Bank
    Income Source(s)? Explain Please.: Employed with the same employer for over 4 years now. Paid salary of 55,000 + bonuses per year. I have my pay directed deposited biweekly .
    Mo. payment you can afford?: 400$ per month if I am able to pay off and pay down current debt.
    How You Found Us?: Google
    Purpose of loan?: Catch up past due bills and consolidate credit cards, and current loans.
    State: South Carolina

    Wednesday, July 3, 2013 at 2:22 am | Permalink
  79. Jason applied for the following loan:

    Pay off credit cards and installment loan on furniture which is a rent to own contract that is breaking me.
    City: Denton
    Zip: 76208
    Credit Score(s)?: 550
    Loan Amount: 3000
    Your Bank (will NOT contact): Point
    Income Source(s)? Explain Please.: Full time job 5000 a month.
    Mo. payment you can afford?: 250
    How You Found Us?: Google
    Purpose of loan?: Credit cards and rent to own contract on furniture
    State: Tx

    Friday, July 5, 2013 at 3:33 pm | Permalink